Development - Full Circle Development

Development Consulting

Customers benefit from Full Circle being developer/owners, builders and licensed general contractors. FCD has built and consulted for mixed use projects, hotels, multifamily, SF- neighborhoods, industrial, convenient stores, oil distributorships, and much more. We consult to LEED standards, depending on customer’s needs as well as the economic environment and amount of capital available. Lender, government and 3rd party agency building requirements are also assessed for each customer’s required result. Insurance costs and how building better allows using programs like PACE to ensure loan percentage rates meet a project’s financial expectations once underwritten.

Land Planning, Zoning and Entitlements

Part of every builder or developer’s task is to plan properly and receive the proper entitlement and zoning from the city or county where their development is located. With a successful track record of both land planning, zoning and entitlements, FCD can help.

Financial Output

Every project has a budget, and every project receives profit by successfully estimating and implementing their plan. To estimate properly, financial models should account for all costs; from financing, construction, to estimates for Internal rates of returns, Waterfall Cash Flows and more.

Business Plans

No matter what the economic environment, it’s often not what you have to say or offer, but how you package the details. You may only have moments to impress a lender with your pitch, therefore, how you present data, and what you present, and when, is important. FCD has been there and can offer assistance with Pitch Decks too.

City & Government Approvals

Approvals from any government entity is a frustrating process to coordinate, execute and implement successfully. Bureaucracy, politics and many other issues effect approvals. It’s sometimes difficult to understand the unstated agendas by city or county board votes. Weaving through issues requires knowing what questions to ask and how to maneuver successfully through the process. FCD is here to assist you with all processes required. Whether it’s an outside engineering firm the city or county looks to for advisement, or whether its Department of Transportation bond issue, FCD understands issues related to city, county and state approvals.

Loan Assistance

We help our customers approach small and large lenders, depending on loan size, capital stack plan, balance sheet of sponsor and equity in the deal. Each deal is different and development variables are always changing. Debt and Equity requirements and other financial metrics are employeed to assist you getting the best rates and terms. Collateral enhancements are considered.
These sources are family office and direct underwriters for these same offices as well as a few institutional lenders.

Equity Analysis

Different Equity requirements complicate the needs for most project types. Variables such as asset class, what part of the country the project is located, credit of the borrower or sponsor and much more make it difficult for borrowers to get straight answers on how much equity is required as well as how owners or borrowers present paperwork and due diligence items required by each lender, the equity provider and what is then needed for exit strategies.

Full Circle understands equity and can assist and help provide needed analysis, business plan deliverables, accounting schedules and any additional spreadsheet or documents required.